CPSS

Financial Services Credit Services

Consumer Portfolio Services, Inc.

$9.09
-0.24 -2.57% today

Price History

Not enough data

Key Stats

Market Cap
199.12M
Avg Volume
23,110
P/E (TTM)
9.99
EPS
$0.91
52W High
$10.49
52W Low
$7.39
Div. Yield
0.0%

Valuation

Forward P/E
6.27
P/B Ratio
0.61
P/S Ratio
0.94
EV/Revenue
19.90

Margins

Gross Margin 100.0%
Operating Margin 15.8%
Net Margin 10.2%
EBITDA Margin 0.0%

Growth & Returns

Revenue Growth (YoY)
18.9%
Earnings Growth (YoY)
35.0%
Earnings Growth (QoQ)
30.0%
Return on Equity
6.9%
Return on Assets
0.5%

Liquidity & Leverage

Current Ratio
3.09
Quick Ratio
2.97
Debt / Equity
12.61
Total Cash
7.50M
Total Debt
4.03B

About

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

www.consumerportfolio.com