CZNC

Financial Services Banks - Regional

Citizens & Northern Corporation

$25.28
-0.22 -0.86% today Live

Price History

Not enough data
Price chart data
DatePrice
Oct 7, 2026, live at 2:19 PM ET25.28

Key Stats

Market Cap
453.48M
Avg Volume
63,024
P/E (TTM)
17.20
EPS
$1.47
52W High
$26.37
52W Low
$18.87
Div. Yield
4.4%

Analyst Ratings

Hold
0
Str Buy
0
Buy
1
Hold
0
Sell
0
Str Sell

Valuation

Forward P/E
9.19
P/B Ratio
1.31
P/S Ratio
3.56
EV/Revenue
4.27
PEG Ratio
1.21

Margins

Gross Margin 0.0%
Operating Margin 42.2%
Net Margin 19.9%
EBITDA Margin 0.0%

Growth & Returns

Revenue Growth (YoY)
53.2%
Earnings Growth (YoY)
100.2%
Earnings Growth (QoQ)
129.8%
Return on Equity
8.0%
Return on Assets
0.9%

Liquidity & Leverage

Total Cash
83.59M
Total Debt
171.09M

About

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. It also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. The company operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

www.cnbankpa.com