HMN

Financial Services Insurance - Property & Casualty

Horace Mann Educators Corporation

$45.26
+0.32 +0.71% today

Price History

Not enough data

Key Stats

Market Cap
1.83B
Avg Volume
286,107
P/E (TTM)
10.57
EPS
$4.28
52W High
$55.56
52W Low
$41.29
Div. Yield
3.2%

Analyst Ratings

Buy
0
Str Buy
2
Buy
1
Hold
0
Sell
0
Str Sell

Valuation

Forward P/E
8.41
P/B Ratio
1.22
P/S Ratio
1.05
EV/EBITDA
7.81
EV/Revenue
1.26
PEG Ratio
1.16

Margins

Gross Margin 39.5%
Operating Margin 13.2%
Net Margin 10.2%
EBITDA Margin 16.1%

Growth & Returns

Revenue Growth (YoY)
7.7%
Earnings Growth (YoY)
42.3%
Earnings Growth (QoQ)
41.5%
Return on Equity
12.4%
Return on Assets
1.0%

Liquidity & Leverage

Current Ratio
2.87
Quick Ratio
0.22
Debt / Equity
0.40
Total Cash
229.40M
Total Debt
594.20M

About

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

www.horacemann.com