KSPI

Technology Software - Infrastructure

Joint Stock Company Kaspi.kz

$94.00
-0.11 -0.12% today Live

Price History

Not enough data
Price chart data
DatePrice
Oct 5, 2026, live at 10:16 AM ET94.00

Key Stats

Market Cap
17.86B
Avg Volume
530,065
P/E (TTM)
8.62
EPS
$10.91
52W High
$109.94
52W Low
$68.59
Div. Yield
0.0%

Analyst Ratings

Buy
0
Str Buy
4
Buy
3
Hold
0
Sell
0
Str Sell

Valuation

Forward P/E
0.01
P/B Ratio
0.01

Margins

Gross Margin 69.4%
Operating Margin 0.0%
Net Margin 24.2%
EBITDA Margin 56.1%

Growth & Returns

Revenue Growth (YoY)
13.6%
Earnings Growth (YoY)
0.2%
Earnings Growth (QoQ)
(0.2%)
Return on Equity
44.8%
Return on Assets
13.5%

Liquidity & Leverage

Current Ratio
6.51
Quick Ratio
6.10
Debt / Equity
0.22

About

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech. The Payments segment offers a platform that facilities transactions between and among merchants and consumers. This segment provides ways for consumers to pay for shopping transactions and regular household bills, as well as make peer to peer payments; and enables merchants to accept payment online and in store, issue and settle invoices, pay suppliers, and monitor merchant turnover. It also offers proprietary data, which facilitates informed decision-making across multiple areas of business. Its Marketplace Platform segment connects both online and offline merchants with consumers, enabling merchants to increase sales through an omnichannel strategy and allowing consumers to purchase products and services from various merchants. This segment operates marketplaces through m-commerce, a mobile solution for shopping in person; e-Commerce, which allows consumers to shop anywhere and anytime with free delivery; and Kaspi Travel that allows consumers to book domestic and international flights, domestic rail tickets, and international package holidays. It also enhances merchants' sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with buy-now-pay-later, finance and savings products, and merchants with merchant finance services. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; e-grocery; classifieds; and storage and processing of information services. Joint Stock Company Kaspi.kz was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.

ir.kaspi.kz