OPHC

Financial Services Banks - Regional

OptimumBank Holdings, Inc.

$8.60
-0.40 -4.44% today

Price History

Not enough data

Key Stats

Market Cap
108.62M
Avg Volume
120,637
P/E (TTM)
9.89
EPS
$0.87
52W High
$10.68
52W Low
$3.91
Div. Yield
0.0%

Analyst Ratings

Buy
0
Str Buy
3
Buy
0
Hold
0
Sell
0
Str Sell

Valuation

Forward P/E
6.37
P/B Ratio
1.52
P/S Ratio
1.91
EV/Revenue
1.80
PEG Ratio
1.03

Margins

Gross Margin 0.0%
Operating Margin 52.5%
Net Margin 36.0%
EBITDA Margin 0.0%

Growth & Returns

Revenue Growth (YoY)
56.0%
Earnings Growth (YoY)
(8.7%)
Earnings Growth (QoQ)
84.8%
Return on Equity
16.7%
Return on Assets
1.7%

Liquidity & Leverage

Total Cash
146.24M
Total Debt
41.55M

About

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.

www.optimumbank.com